Private Car - Annual Insurance

It's easy to set up 12 months comprehensive car insurance cover with Ford Insure. Designed specifically for Ford owners, it offers value, simplicity and a range of benefits that come as standard. Genuine Ford replacement parts will give you peace of mind and you can rest easy knowing our Ford-trained technicians are looking after your car. There is also a 24 hour recovery service.

We're making it even easier to move your insurance to Ford Insure. Click here to find out how.

You may also be interested in Ford Insure 7 Day Driveaway cover.

Call Ford Insure for a quote today on 0330 123 5190.

Key Benefits and Features

Ford Insure is designed to help you stay Comprehensively Ford, safe in the knowledge that should the worst happen we'll be there to get you motoring again, with your car as good as new.

Discover the benefits of Ford Insure

  • If your vehicle is involved in an accident, your car can be repaired by a Ford-trained technician in a Ford Accident Repair Centre using genuine parts
  • All repairs at Ford Accident Repair Centres are guaranteed for 5 years
  • No matter who is to blame for the accident that keeps your car off the road, you will have access to a small replacement car while your car is being repaired
  • Replacement child seats in the event of an accident
  • 24 hour accident recovery service
  • Broken or damaged glass will be replaced with no impact on your No Claims Discount
  • Personal belongings in your car will be covered up to £200
  • Unlimited cover for standard fit in-car entertainment equipment
  • Emergency Accommodation: Up to £250
  • Up to 90 days European cover.

Terms and conditions apply.

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Optional Extras

You can tailor your Ford Insure policy further by adding any of our Optional Extras to your policy. They are designed to run alongside your car insurance policy to help provide the protection you need for your peace of mind.

Legal Expenses

Our Legal Expenses cover provides up to £100,000 towards your legal costs to claim damages from the person who causes an accident involving your car that was not your fault and which results in:

  • you or your passengers who are travelling in, or getting into or out of, your car being injured or killed; or:
  • damage to your car; or
  • damage to any property which you or your passengers own or are legally responsible for and which is in or on your car.

At all times it must be more likely than not that the claim will be successful and damages will be recovered from the person responsible for the accident.

In addition, we will pay up to £100,000 towards the legal costs of you or any authorised driver of your car to defend criminal proceedings arising from the ownership or the use of your car.

This cover includes the legal costs of making or defending an appeal following a decision by a court in respect of your legal action or prosecution.

You will also have access to our 24/7 legal advice line which provides free telephone-based legal advice on any personal matter.

Optional Extra Policy Booklet

Paper Documents

We offer electronic policy documents, including the Certificate of Motor Insurance, as standard. However, if you wish to receive printed copies of your policy paperwork you can do with our Paper Documents Optional Extra.

Car Hire

Our Car Hire option is designed to keep you on the road in the event of your car being stolen or damaged. Following an accident your policy already provides you with access to a small replacement car while your car is being repaired, but enhanced cover is available if you choose one of our Car Hire options:

Standard Car Hire - This option provides you with a Class A car in the event of your car being stolen and not recovered (up to 14 days) or damaged beyond economic repair (up to 14 days).

Upgraded Car Hire - The following additional benefits are provided with Upgraded Car Hire. The hire car will be an equivalent to the car you have insured under your Ford Insure Policy.

Optional Extra Policy Booklet

Breakdown Cover

Looks after you should you breakdown out on the road or on your driveway at home, taking you to your destination or home and your car to the nearest approved repairer, if your car cannot be fixed at the roadside.

Breakdown Cover Policy Booklet

Breakdown Cover Key Facts

Locks and Keys

Covers all your keys up to £800 against loss, damage and theft. Locks and Keys Cover also provides assistance such as arranging locksmiths and hire cars. Locks and Keys Cover additionally provides recovery of your car to an approved repairer and transport of you and your passengers to your home, if assistance or locksmith services cannot be provided.

Optional Extra Policy Booklet

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Policy Documents

If you have Ford Insure private car insurance and would like to view or retain a PDF copy of your policy document for your records, just click on the appropriate thumbnail image below.

The policy document contains the terms and conditions for the relevant product.

Policy Document

Policy Summary

Terms of business agreement

Claims Process

If you need to make a claim, please refer to your Policy Schedule for your insurer's telephone number. You may find it useful to store this number in your mobile phone. Ford Insure claims service provides you with the following:

  • Experienced claims handlers at the end of the telephone 24 hours a day, 365 days a year;
  • No need to complete a claim form;
  • Priority service and speedy repair of Your Car at a Ford Accident Repair Centre;
  • If Your Car can be repaired by a Ford Accident Repair Centre, they will provide you with use of a small replacement car whilst Your Car is being repaired for an insured event; and
  • All repairs are guaranteed for 5 years.

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